Thursday, December 17, 2009

Protect your ID


The one thing that gets me paranoid is ID theft. During the winter we have a fire in our fireplace and I use it to destroy old bills, bank statements and other confidential papers that have been kept for the allocated time period. Many identity theft protection companies have popped up over the past 5 years. Some of them are effective while others don't do a thing to protect you.

Recently, a company that I have an affiliate account with, got hacked. That company has my SS# as well as my full name and address. I have emailed them to find out if my information was compromised or not. I have not heard back from them yet.

I have a tendency not to give out my SS# unless the companies that I deal with owe me money and I am over the minimum payment due me. Most legitimate companies do not ask for you SS# unless you have reached the $500 mark on their records. The SS# is for tax purposes for those who have earned over $500.

Before you sign up for anything and that company asks for you SS#, do yourself a BIG favor and check out the company first. A fancy website does not mean the company is real or even honest.

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