If I had practiced my purchasing habits that I now have just 3 years ago I would have paid off all of my medical bills, a store credit card and had a substantial savings account. Even when I was earning a low wage I could have done all of that. So now I kick myself for not living more frugally way back then. If I go back even 10 years when our family's income was over $60K a year I now wonder what we wasted the money on.
The plain and simple truth is that we purchased things, lots of things. Many of those things are now broken, forgotten or have worn out. A few of those electronic things are now outdated and are no longer used.
I have learned not to purchase on a whim. Never go food shopping when you are hungry. Make a weekly budget and stick to it no matter what. Only pay for something in cash. If you don't have the money for it, it doesn't get bought. Stay away from fast food purchases. Make only 1-2 trips to the grocery store a week. Know the prices of food, clothing and gas so you can spot a good deal when you see one.
It takes a change in your lifestyle as well. If one member of the family does not like the cheaper brand of something rather than the expensive brand then tell them they just have to live with it or do without it. Many items were removed from our diets because they were just too expensive. We survived and so can anyone else that does the same thing.
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