Insurance, we all know that we have to have it. It is an expense I wish we could do without but in many places, if not everywhere by now, insurance is required by law. Drivers insurance is demanded by law in most of the states in the USA. You cannot get a drivers license without it in most states. Other countries have similar laws. Did you know that in the United Kingdom that you need to have Van Insurance if you drive a commercial vehicle of any type? Also in the UK a "van" is what in the USA we call a delivery truck like the UPS or FEDEX residential trucks. In the USA the requirements are very different according to each state. The larger "vans" in the UK are called "lorrys" or "lorries" and in the USA they are called either trucks or "semis".
If you plan on using a vehicle for your business, make sure you have checked with your vehicle insurance company before using it in your business. Some, not all, insurance carriers will cover trips that were made to make a delivery or travel to a work site. Also check your vehicle's warranty information. Some manufacturers don't cover vehicles that are used as rentals or as commercial vehicles.
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