Credit card payment VS the mortgage payment

Here is an interesting fact that CNN brought up today - it seems that people are keeping up on their credit card payments and letting the mortgage payment go. This was being reported by Experian. There is a little known fact that a foreclosure on a person's credit report will not lower the overall score as much as several late payments on your credit cards. I would like to know who makes up those stupid rules? I think it apparent that credit scores were designed for credit card companies only and not for general loans.