Cell phones have become a necessity now. Not because everyone has one but because there is a lack of pay phones now. Haven't you noticed that it is becoming rarer and rarer to see a pay phone booth? If you have an emergency with your car or need to make a call to your doctor or child's school and you can't find a pay phone you are pretty much out of luck.
Ok, so we need the darn cell phones but is there a way not to pay $40+ a month for the things? There sure is, get a cell phone that you can buy refill cards for. There are about 6 major cell phone companies that offer that service. You buy the phone you want (tip - they have cheap ones at WalMart) and the refill card. One thing to watch out for is service fees. Pick a company that doesn't charge a per day access fee. There are 2 companies that I have found that don't charge daily access fee charges. Basically the pay as you go type of cell phone is a pay phone in your pocket. It is great to have if you don't spend that much time on the phone. If you call less then 250 minutes a month then the pay as you go plan will save you money.
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