Finding money when money is tight can be a headache and a cause for ulcers and verbal fights. This is when you need to be greedy, but for the good of the family. learn to say no to extra food goodies that have no nutritional value. Tell your youngster no to that cheap toy. Look around your home I bet there is at least a closet full of items you no longer use. How much could you have saved by not buying them to begin with? Bottom line is quit buying junk! Junk is what I call something that gets used for a few months then takes up closet space for years to come - junk. Take a look in your kitchen while you are at it. How many small appliances do you have and never use anymore? I bet you could have saved a bundle by not buy them to being with.
Save money by spending it wisely - don't buy junk.
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