If you shop online then you use your credit or debit card. With the on going problem of identity theft and credit card fraud here is a suggestion. I keep and use just one credit card for online purchases. The card has a limit of $300.00, that's it. If anyone tries to use it and go over the limit it won't hurt me that much. At one time I used my debit card but I hate the thought of someone emptying my bank account out in a few hours or less with a stolen number.
If you have a credit card with a small limit then just use that one for all you online shopping. If you don't have a credit card with a small limit but do have one with a large limit, then just call the credit card company and see if they can lower your limit. That would also serve to lower your balances on your credit cards so you would not be a slave to credit card interest rates.
Happy online shopping.
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